Flood Zones & Insurance Information



Jupiter's Flood Hazards

With the Loxahatchee River running through town, and the open Atlantic Ocean to the east, Jupiter is vulnerable to flooding from seasonal rains, hurricanes. The most vulnerable areas include low-lying regions, properties along canals and lakes, and coastal zones prone to tidal surges. Because Jupiter's flood hazard areas are quite scattered, every property has the potential to experience flooding.

Understanding Your Flood Zone

FEMA has released new flood zone maps effective December 20, 2024, which could impact thousands of residents now designated in higher-risk flood zones. 

To help you understand your flood zone and risk, visit Palm Beach County’s flood zone determination website pbc.gov/pzb, and click on the new FEMA Flood Maps icon on the upper right side of the page and it will take you to the FEMA flood zone lookup tool where you can enter your property address. 

FEMA Flood Maps Link




How to enter your address on the FEMA flood zone lookup tool:

How to Find Your Flood Zone at PBC website

FEMA’s flood map online tool shows you the flood zones for the Town of Jupiter. 


To see FEMA's Online Flood Map for the Town of Jupiter, click on the link below:

For in-depth instruction on how to use the FEMA Flood Zone Lookup tool, download the user's guide below:

FEMA Flood Zone Lookup User Guide

You can also download the latest Flood Zone Map for the Town of Jupiter directly from our website.

Town of Jupiter FEMA 2024 Flood Zone Map (PDF)

Key FEMA Flood Zone Definitions:

Special Flood Hazard Areas: A, AE, AH, AD
Coastal High Hazard Area: VE
Low-Risk Areas: X500
Minimal/Undetermined Risk Areas: X, D

If your zone has changed, you may be required to adjust your flood insurance coverage.

Preparing for a Flood

If you live in a flood-prone area, it’s essential to prepare your home and your family in advance. Some preparation steps include:

  • Bring in outdoor furniture and secure loose objects.
  • Move valuable items to higher floors or elevate them.
  • Turn off utilities at the main switches if advised.
  • Disconnect electrical appliances and avoid contact with electrical devices if you’re standing in water.

In the event of evacuation:

  • Avoid walking through flowing water: Just six inches of moving water can knock you off your feet.
  • Never drive through flooded areas: Most flood-related deaths occur in vehicles. Avoid driving around barriers, as roads or bridges may be washed away.
  • Stay clear of downed power lines: Contact Florida Power & Light at 1-800-468-8243 or the Palm Beach County Sheriff's Department at 911 to report fallen power lines.

Insurance Information & the National Flood Insurance Program

Flood insurance is crucial to protect your home and belongings, especially since most standard homeowners’ policies don’t cover flood damage. With the new FEMA flood maps in effect, residents in higher-risk zones may be required to carry flood insurance. Even if you are not in a high-risk area, it’s a good idea to consider purchasing a policy, as floods can happen anywhere.

Important Flood Insurance Facts:

  • Standard homeowners' insurance does not cover flooding.
  • Most flood insurance policies have a 30-day waiting period before coverage takes effect.
  • Renters can also buy flood insurance for the contents of their home.

For more information on flood insurance, visit FloodSmart.gov.

Contact your insurance agent to find the appropriate flood insurance for your area, or reach out to the Building Department at (561) 741-2286 for assistance with flood zone determination, FEMA Elevation Certificates, and flood insurance questions.

Flood Map Determinations

To determine if your property is:

  • Located in a flood zone
  • Vulnerable to stormwater drainage issues
  • In a protected natural floodplain
  • In need of historical flood data

Please contact the Building Department at (561) 741-2286 with your property address and contact information. They can also verify if a FEMA Elevation Certificate is on file for your property.

By staying informed of the new FEMA flood zones and taking proactive measures, you can help protect your property, your family, and your financial investment from flood risks.